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Moneyworld is more than just a savings app — it’s an entire virtual world inside your phone with a colorful cast of characters, locations, and activities.
Here’s everything you need to know to start saving and earning coins!
Stash your cash and rewards!
Decide how much to save weekly; the more you save, the more your coins are worth.
Open an account inside Moneyworld to stash your funds and bank your rewards.
Link your personal bank account to set up automated, recurring deposits towards your savings goal.
Saving money is easier when it’s separate from everyday spending, so you’ll be asked to open an account when you sign up. Your Moneyworld account is provided by Lewis & Clark Bank, Member FDIC*.
Link your personal bank account to set up automated, recurring deposits (ranging from $10 to $200) each week — just like a subscription plan. This ensures you stay consistent instead of letting savings goals fall to the wayside.
Now you’re ready to play and earn rewards! Your objective is to complete the Daily Coin Quest where you’re tasked with collecting 8 coins that are converted to cash after every 4-week saving streak.
Depending on how much you’re saving, you can earn as much as $0.08 – $1.60 daily from collecting coins! Learn More →
Water your savings tree and check in on your savings pal (Squigs or Joony) periodically throughout the day to collect coins and find exciting surprises along the way. You have 8 opportunities to collect coins as part of the Daily Coin Quest before it resets each day — plus opportunities to earn bonus coins from special events like trivia!
Learn your savings pal’s routine to know what times to check in daily and grab four coins.
Check in periodically throughout the day; these three coins appear randomly.
Join events like trivia alongside other players to showcase your smarts and earn extra coins.
Coins are the cash rewards you accumulate by playing Moneyworld every day. These rewards are initially added to your silver pot day-to-day until you finish each 4-week saving streak, at which point rewards are “banked” and added to your gold pot and are now yours to keep.
Coin values are determined by how much money you save weekly towards your goal, as shown. The more you save each week, the more your coins are worth. The more coins you collect, the higher your cash return will be at the end of every 4-week saving streak.
Collecting coins couldn’t be easier. Here’s how to earn coins in three easy steps!
Savings pals are inhabitants of Moneyworld with unique personalities whose routines mirror your timezone. Keep an eye on them throughout the day for a chance to win two types of coins: predictable and lucky coins.
Whether they’re jet-setting around Moneyworld’s many locales, embracing the mundane, or caught in bizarre situations, your chosen savings pal promises daily surprises, secret rewards, and a chance to boost your riches from predictable and lucky coins.
Four coins occur at the exact same time each day, providing a predictable way to earn coins.
As you learn your savings pal’s daily routine, you’ll know exactly what times to check in and grab coins for catching Joony or Squigs waking up, exercising, having lunch, and going to sleep.
Lucky coins, meanwhile, are are as serendipitous and random as Squigs’ moods, adding an element of excitement to your quest.
Check in periodically throughout the day to see what antics your savings pal is up to for a chance to grab these randomized coins.
Maintain your savings streak to earn coins – plus unlock surprises!
The Savings Orchard is your own personal oasis within Moneyworld. This lush and serene space is where you can track your savings progress by nurturing and displaying your savings trees, showcasing your prowess as both a botanist and saver.
At the start of every 28-day saving streak, you’re given a seed to grow into a new tree for your orchard. Water it each day to earn a coin.
With each 2-week saving streak, you unlock a brand new level within Moneyworld and grant your savings pal passage into a new world to explore — each brimming with fresh new surprises.
Compete head-to-head with other savers in our trivia showdown Monday/Wednesday/Friday @ 9PM ET featuring 5 multiple-choice questions covering everything from pop culture to history, arts, science, sports, and more. Earn one bonus coin for each correct question and $20 for a perfect score.
Get Moneyworld on iOS or Android
