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We may also obtain information about you from third parties such as credit bureaus, public and private databases, bank account verification services, and other identity verification services. You may choose to provide us with access to certain personal information stored by third parties, including social media sites. The information we have access to varies by site and is controlled by your privacy settings on that site and your authorization. By associating an account managed by a third party with your account with us and authorizing us to have access to this information, you agree that we may collect, store and use this information in accordance with this Privacy Policy.
We store and process your information maintaining physical, electronic and procedural safeguards. We maintain physical security measures to guard against unauthorized access to systems and use safeguards such as firewalls and data encryption. We enforce physical access controls to our buildings and we authorize access to personal information only for those employees or agents who require it to fulfill the responsibilities of their jobs.
a. To Improve Our Services. We use your information to perform and improve our services, contact you, and conduct research. We may use information to provide customer service and support, process transactions, resolve disputes, collect payments, prevent illegal activities, customize the Services, reduce risk to all parties involved in our transactions, and verify the accuracy of information.
b. To Provide Relevant Marketing to You. We may use information to deliver targeted marketing, service update notices, and promotional offers based on your communication preferences. We may combine your information with information we collect from other companies and use it to improve and personalize the Services, content, and advertising.
a. For Our Everyday Business Purposes. We share your personal information with employees, affiliates, vendors, partners, bank partners and sponsors, marketing providers, and third parties as required to offer the Services. This includes processing transactions, maintaining your account, responding to court orders and legal investigations, litigation purposes, complying with audits or other investigations, and reporting to credit bureaus. If you consent, we may share your information for marketing purposes as permitted by law.
b. When Required by Law. We will share your information with any party when required by law or by a government request to do so or to combat fraud or criminal activity.
Selling Information to Third Parties. We do not sell your personal information to third parties.
a. Notifications. If you no longer wish to receive notifications about our Services, you may change your notification preferences by emailing support@moneyworld.app. Alternatively, you may be able to indicate your preference by logging into your account and adjusting your preferences or by following the directions provided with the communication. We reserve the right to close or limit access to your account should you opt out of the crucial notices that are required to perform the Services. You are still responsible for any amounts due to us even if we close or limit access to your account.
b. SMS Messaging. You can opt out of receiving SMS messages by emailing support@moneyworld.app. Alternatively, you may be able to indicate your preference by logging into your account and adjusting your preferences or by following the directions provided with the communication. We reserve the right to close or limit access to your account should you opt out of the crucial notices that are required to perform the Services. You are still responsible for any amounts due to us even if we close or limit access to your account.
c. Access Your Information. You can review and edit your personal information at any time by logging in to your account on our mobile application or by contacting us at support@moneyworld.app. You can also request to close your account by contacting us at support@moneyworld.app. If you close your account, we will mark your account in our database as “Closed,” but will keep your account information in our database to comply with our legal obligations. This is necessary to ensure that persons who try to commit fraud will not be able to avoid detection simply by closing their account and opening a new account. If you close your account, we will not sell or share your personally identifiable information with third parties or use it for any purpose, except as necessary to prevent fraud and assist law enforcement, as required by law, or in accordance with this Privacy Policy.
d. Contact Us. If you have questions or concerns regarding this Privacy Policy, you should contact us at support@moneyworld.app.
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*Moneyworld is a financial technology company and not a FDIC-insured bank.